What benji is, and isn't
benji is an educational tool. It helps you understand your own numbers and learn how personal finance works. benji is not a financial adviser, broker, bank, or fiduciary. Nothing in benji is financial, investment, tax, or legal advice. benji never recommends specific financial products, never holds your money, and never moves it. Every decision and every transfer is yours. For advice on your specific situation, talk to a licensed professional.
Your account
- You must be at least 18, or the age of majority where you live.
- You're responsible for keeping your login secure and for activity under your account.
- Enter your own information. benji's output is only as good as what you put in.
Pricing & subscriptions
benji is currently free to use. If a paid subscription is introduced, its price and terms will be shown before you pay. On iOS, subscriptions are billed through your Apple ID and renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel in your device's subscription settings, and refunds follow Apple's terms.
Acceptable use
Don't misuse benji: no breaking the law with it, no trying to break into it, no scraping other people's data, no reselling access, no building a competing dataset from it.
Your content
The data you enter stays yours. You grant us the limited licence needed to store and process it to run the service for you, as described in the privacy policy. Delete your account and that licence ends.
Disclaimers
benji is provided "as is". We work hard on accuracy, but projections are estimates built on assumptions and your inputs. They are a direction, not a promise, and real outcomes will differ. To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement, and we are not liable for financial decisions you make.
Limitation of liability
To the extent permitted by law, our total liability for any claim is limited to the amount you paid us in the 12 months before the claim, and we are not liable for indirect, incidental, or consequential damages.
Ending things
You can stop using benji and delete your account at any time. We may suspend or terminate accounts that violate these terms.
Governing law & contact
These terms are governed by the laws of the Republic of the Philippines, unless the law where you live grants you rights that can't be waived.
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